Taking Care of Past Due Medical Bills
Thanks to the decline of the economy, a lot of people are finding that they have a stack of past due medical bills. The stack gets larger and larger every month, and they don’t know how they are going to manage to pay them.
Here are some steps that you can take to deal with unpaid medical bills.
Look at Your Budget
The first thing that you want to do is take a look at your budget. If you don’t have one yet, make one up. List all your expenses and your income for each month to figure out where your money is going.
Get the Bottom Line
Go through your past due medical bills and make a list of what you owe. If you don’t have your latest copy, call the number that is on one of your older bills and find out what your current total is.
Negotiate
Talk to the offices and hospitals that you owe money, and see if they would be willing to come down on the amount that you owe.
If you have the cash available, let them know that you will pay them right now if they are willing to lower the amount that you owe. Read more…